Umbrella Insurance

Contrary to what you may think, you don’t need to be a millionaire to be sued like one. Lawsuits are common in the Washington DC area – perhaps more so than in any other place in the country. If you live in this area you are exposed and you need to protect yourself.

Some people may think that only people who act extremely irresponsibly are sued but that is not the case at all. Some of the largest liability claims we have seen in our many years of experience have come from the simplest mistakes – a missed stop sign, an ill-advised lane change or a dog that escapes from its leash. Million-dollar payouts for claims are still somewhat rare, but if someone sues you for a million dollars or more it often takes years for the suit to be resolved. Those years can be quite uncomfortable if you only have $300,000 in coverage. If you have assets that you want to protect, let us help provide you with this important – and affordable - coverage.