If you own or rent property, you need the protection of a home, condominium or renter’s insurance policy. A properly set up home, condo or renter’s policy will pay to replace any of your property that is destroyed in a fire or other disaster and will pay for you to live somewhere else if you have to leave your residence. The policy will also be your first line of defense against a lawsuit from someone injured at your home.
Home, condo and renter’s policies can also provide you with riders to cover jewelry, silver, watches, furs, guns and other valuables. Under normal circumstances these types of property only receive limited coverage in a policy but those limits can be increased for an additional charge. Coverage is also available for loss caused by things like Identity Theft. At the Alex Johnson Insurance Agency, we will walk you through the process of setting up your policy to ensure that you get the coverage that you need at the most affordable price.